Last Updated: January 2026
Miracle Wealth (“we”, “our”, “us”), operated by Mr. Swapnil Asati, respects your privacy and is committed to protecting the personal information you share with us through our website, WhatsApp, phone, email, or any other communication channel.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our services.
- Information We Collect
We may collect the following types of personal and non-personal information:
- a) Personal Information
- Name
• Mobile number
• Email address
• Age, date of birth, gender
• City, occupation, income range
• Health and medical details (for insurance purposes)
• Financial details (for investments, insurance & loans)
• PAN, Aadhaar (only where legally required)
• Bank details (for claims, refunds, RTGS, SIPs)
• Insurance and investment portfolio details
- b) Non-Personal Information
- Browser type
• Device type
• IP address
• Pages visited
• Time spent on website
• Referral source
- How We Collect Information
We collect information when you:
- Fill forms on our website
• Contact us via WhatsApp, call, or email
• Request quotations or consultations
• Purchase insurance or investment products
• Submit documents for underwriting or claims
• Subscribe to newsletters or content
• Interact with our ads or social media
- Purpose of Collecting Information
Your information is collected and used to:
- Provide insurance, investment, and financial advisory services
• Generate quotes and proposals
• Process policies, claims, SIPs, and loans
• Perform underwriting and risk assessment
• Offer customer support
• Improve our services and content
• Send service-related updates and alerts
• Meet regulatory and legal obligations
• Prevent fraud and misuse
- Sharing of Information
We may share your information only with:
- Insurance companies
• Mutual fund AMCs
• Registrars (CAMS, KFintech, etc.)
• Banks and NBFCs
• Regulatory bodies (IRDAI, AMFI, SEBI, etc.)
• Technology service providers
• Legal and compliance authorities
We do not sell or rent your personal data to third parties.
- Data Security
We implement reasonable security practices to protect your data, including:
- Secure servers and access controls
• Limited employee access
• Encrypted communication where applicable
• Secure document storage
• Regular monitoring
However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.
- Cookies & Tracking Technologies
Our website may use cookies to:
- Improve user experience
• Track website performance
• Analyse visitor behaviour
You can choose to disable cookies through your browser settings.
- Your Rights
You have the right to:
- Access your personal data
• Request correction or update
• Withdraw consent (where applicable)
• Request deletion (subject to legal obligations)
To exercise these rights, contact us using the details below.
- Retention of Information
We retain your information only for as long as:
- Required to provide services
• Required by law and regulation
• Necessary for legal or compliance purposes
- Third-Party Links
Our website may contain links to third-party websites (e.g., insurers, payment gateways).
We are not responsible for their privacy practices.
- Children’s Privacy
Our services are not intended for individuals below 18 years of age.
We do not knowingly collect data from minors.
- Changes to This Privacy Policy
We may update this policy from time to time.
Any changes will be posted on this page with an updated “Last Updated” date.
- Contact Information
For any questions or concerns regarding this Privacy Policy, contact:
Miracle Wealth
📞 Phone: +91 7972053045
📧 Email: miraclweealth.in@gmail.com
📍 Nagpur, Maharashtra, India